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Latest Updates

What You Need To Know

Annual Enrollment begins September 19. Take advantage of this once-a-year opportunity to confirm that your benefits coverage continues to meet your needs. The deadline to enroll or make changes is midnight on October 14. 

  • The Exclusive Care EPO will no longer be available in 2023.  If you’re currently enrolled in the Exclusive Care EPO, you’ll need to elect a new plan in 2023.  If you don’t choose a new plan during Annual Enrollment, you’ll automatically be enrolled in the PERS Gold plan at your current coverage level. 

  • The Blue Shield Trio HMO will be available in Riverside and San Bernardino counties. 

  • EyeMed Vision Care will replace the MES plans in 2023.  There is no change in plan design.  EyeMed offers the largest provider network, which includes Walmart, Costco and other leading retailers like LensCrafters, Target Optical and Pearle Vision.  EyeMed also offers online, in-network options. 

  • During Annual Enrollment, you’ll be able to increase employee and/or spouse/domestic partner additional life insurance by one or two increments without having to provide Evidence of Insurability (EOI).  Life Insurance elections must be completed online using The Standard’s online portal, Ready Enroll. Paper forms will not be accepted or processed.  

  • If you want to participate in the FSA programs (Health Care or Dependent Care) for the 2023 plan year you must make a new election during this open enrollment period. The maximum amount you can contribute to a Health Care Flexible Spending Account is increasing to $2,850. 

 

IMPORTANT NOTE: CalPERS recently installed functionality that lets employees complete self-service health transactions and upload supporting documentation through their myCalPERS account.  Use of the new function is at the discretion of the employer.  Although this functionality may be feasible for other agencies, the County will not be implementing it at this time.  You’ll need to complete your annual enrollment elections through the County’s Employee Self Service portal. 

CalPERS Plans - Region 2 (Orange and San Diego Counties) 

Anthem Select HMO Monthly Semimonthly Copays and Benefits
Employee Only $765.38 $382.69  
Two-Party $1,530.74 $765.37  
Family $1,989.96 $994.98  
       
Anthem Traditional HMO Monthly Semimonthly Copays and Benefits
Employee Only $935.12 $467.56  
Two-Party $1,870.24 $935.12  
Family $2,431.32 $1,215.66  
       
Blue Shield Access+ HMO Monthly Semimonthly Copays and Benefits
Employee Only $842.62 $421.31  
Two-Party $1,685.22 $842.61  
Family $2,190.80 $1,095.40  
       
Blue Shield Trio HMO Monthly Semimonthly Copays and Benefits
Employee Only $760.72 $380.36  
Two-Party $1,521.42 $760.71  
Family $1,977.86 $988.93  
       
Health New Salud y Mas HMO Monthly Semimonthly Copays and Benefits
Employee Only $698.92 $349.46  
Two-Party $1,397.82 $698.91  
Family $1,817.18 $908.59  
       
Health Net SmartCare HMO Monthly Semimonthly Copays and Benefits
Employee Only $834.66 $417.33  
Two-Party $1,669.30 $834.65  
Family $2,170.10 $1,085.05  
       
Kaiser Permanente HMO Monthly Semimonthly Copays and Benefits
Employee Only $756.22 $378.11  
Two-Party $1,512.42 $756.21  
Family $1,966.16 $983.08  
       
PERS Platinum PPO Monthly Semimonthly Copays and Benefits
Employee Only $1,014.80 $507.40  
Two-Party $2,029.60 $1,014.80  
Family $2,638.48 $1,319.24  
       
PERS Gold PPO Monthly Semimonthly Copays and Benefits
Employee Only $695.94 $347.97  
Two-Party $1,391.86 $695.93  
Family $1,809.42 $904.71  
       
Sharp HMO Monthly Semimonthly  
Employee Only $764.96 $382.48  
Two-Party $1,529.92 $764.96  
Family $1,988.90 $994.45  
       
United Healthcare Alliance HMO Monthly  Semimonthly Copays and Benefits
Employee Only $793.64 $396.82  
Two-Party $1,587.26 $793.63  
Family $2,063.44 $1,031.72  
       
United Healthcare Harmony HMO Monthly Semimonthly Copays and Benefits
Employee Only $781.58 $390.79  
Two-Party $1,563.16 $781.58  
Family $2,032.12 $1,016.06  

 

 

CalPERS Plans - Region 3 (Los Angeles, Riverside, San Bernardino Counties)

Anthem Select HMO  Monthly Semimonthly Copays and Benefits 
Employee Only $765.38 $382.69  
Two-Party $1,530.74 $765.37  
Family $1,989.96 $994.98  
       
Anthem Traditional HMO Monthly Semimonthly Copays and Benefits
Employee Only $935.12 $467.56  
Two-Party $1,870.24 $935.12  
Family $2,431.32 $1,215.66  
       
Blue Shield Access+ HMO Monthly Semimonthly Copays and Benefits
Employee Only $842.62 $421.31  
Two-Party $1,685.22 $842.61  
Family $2,190.80 $1,095.40  
       
Blue Shield Trio HMO Monthly Semimonthly Copays and Benefits
Employee Only $760.72 $380.36  
Two-Party $1,521.42 $760.71  
Family $1,977.86 $988.93  
       
Health New Salud y Mas HMO Monthly Semimonthly Copays and Benefits
Employee Only $698.92 $349.46  
Two-Party $1,397.82 $698.91  
Family $1,817.18 $908.59  
       
Health Net SmartCare HMO Monthly Semimonthly Copays and Benefits
Employee Only $834.66 $417.33  
Two-Party $1,669.30 $834.65  
Family $2,170.10 $1,085.05  
       
Kaiser Permanente HMO Monthly Semimonthly Copays and Benefits
Employee Only $756.22 $378.11  
Two-Party $1,512.42 $756.21  
Family $1,966.16 $983.08  
       
PERS Platinum PPO Monthly Semimonthly Copays and Benefits
Employee Only $1,014.80 $507.40  
Two-Party $2,029.60 $1,014.80  
Family $2,638.48 $1,319.24  
       
PERS Gold PPO Monthly Semimonthly Copays and Benefits
Employee Only $695.94 $347.97  
Two-Party $1,391.86 $695.93  
Family $1,809.42 $904.71  
       
Sharp HMO Monthly Semimonthly  
Employee Only $764.96 $382.48  
Two-Party $1,529.92 $764.96  
Family $1,988.90 $994.45  
       
United Healthcare Alliance HMO Monthly  Semimonthly Copays and Benefits
Employee Only $793.64 $396.82  
Two-Party $1,587.26 $793.63  
Family $2,063.44 $1,031.72  
       
United Healthcare Harmony HMO Monthly Semimonthly Copays and Benefits
Employee Only $781.58 $390.79  
Two-Party $1,563.16 $781.58  
Family $2,032.12 $1,016.06  
Emoloyee Only $737.92 $368.96  
Two-Party  $1,475.82 $737.91  
Family  $1,918.58 $959.29  
       
Anthem Traditional HMO Monthly Semimonthly Copays and Benefits
Employee Only $942.74 $471.37  
Two-Party $1,885.46 $942.73  
Family  $2,451.10 $1,225.55  
       
Blue Shield Access+ HMO Monthly Semimonthly Copays and Benefits
Emplyee Only $738.30 $369.15  
Two-Party $1,476.58 $738.29  
Family $1,919.56 $959.78  
       
Blue Shield Trio HMO Monthly Semimonthly Copays and Benefits
Employee Only $661.50 $330.75  
Two-Party $1,322.98 $661.49  
Family $1,719.88 $859.94  
       
Health Net Salud y Mas HMO Monthly Semimonthly Copays and Benefits
Employee Only $606.34 $303.17  
Two-Party $1,212.68 $606.34  
Family $1,576.48 $788.24  
       
Health Net SmartCare HMO Monthly Semimonthly Copays and Benefits 
Employee Only $755.30 $377.65  
Two-Party $1,510.58 $755.29  
Family $1,963.76 $981.88  
       
Kaiser Permanente HMO Monthly Semimonthly Copays and Benefits
Employee Only $754.64 $377.32  
Two-Party $1,509.28 $754.64  
Family $1,962.06 $981.03  
       
PERS Platinum PPO Monthly Semimonthly Copays and Benefits
Employee Only $992.60 $496.30  
Two-Party $1,985.18 $992.59  
Family $2,580.74 $1,290.37  
       
PERS Gold PPO Monthly Semimonthly Copays and Benefits
Employee Only $680.38 $340.19  
Two-party $1,360.74 $680.37  
Family $1,768.96 $884.48  
       
United Healthcare Alliance HMO Monthly Semimonthly Copays and Benefits
Employee Only $790.46 $395.23  
Two-Party $1,580.92 $790.46  
Family $2,055.20 $1,027.60  
       
United Healthcare Alliance HMO Monthly Semimonthly Copays and Benefits
Employee Only $713.56 $356.78  
Two-Party $1,427.10 $713.55  
Family $1,855.24 $927.62  

 

What Do I Need To Do?

Annual Enrollment is your opportunity to: 

  • Change your medical, dental and/or vision elections; 

  • Add/remove dependents; 

  • Enroll or re-enroll in a Flexible Spending Account (FSA) of the 2023 plan year; 

  • Access The Standard’s online portal at Ready Enroll to review, confirm that beneficiaries are up to date and increase coverage. 

  • Participate in the County’s Medical Waiver Program, which allows you to decline County-sponsored medical coverage and receive reduced flexible benefit credits in the form of cash.  To be eligible for the Medical Waiver Program, you must be covered by a Memorandum of Understanding or Resolution that makes you eligible for the waiver 

  • Employees in the RSA Public Safety and Law Enforcement Management (LEMU) Units are no longer eligible for the Medical Waiver option.  Employees covered by the Deputy District Attorney’s Association (DDAA) who were hired on or after November 4, 2010 also are not eligible for the Medical Waiver 2 option.  Please review page 6 in the Annual Enrollment Guide for additional information. 

 

To participate in the County’s Medical Waiver option and receive a reduced flexible benefit credit, you must go online and complete your election during Annual Enrollment.  You are required to elect “Medical Waiver” (MEDWAV) or “Waive” (Decline Coverage) every plan year when you enroll online.  This election does not carry over from year to year. 

You must provide the following information during your self-service enrollment about your other group coverage: 

  • The name of the plan providing coverage (i.e.: Kaiser, Blue Shield) 

  • The Plan Group Number 

  • The Subscriber’s name – If you are covered as a dependent on another person’s plan, they are the subscriber. 

  • The Subscriber’s Social Security Number 

  • Upload proof that you are covered by other group medical coverage (for example, your spouse’s medical plan).  Note: Coverage under the Covered California exchange is not group coverage and therefore does not meet the requirement for the Medical Waiver option. 

 

If you elect to Waive (decline) medical coverage, you will not receive Flexible Benefit Credits.   

After Annual Enrollment ends, you can only make changes to your elections if they are due to and consistent with a qualified change of status, as defined by the IRS.  All changes must be made through the Employee Self-Service portal by midnight on October 14.  Prior to logging into the Employee Self-Service portal, please have the following information available: 

  • Date of birth and Social Security Numbers for any dependent you will enroll 

  • Your marriage or registration date if you are enrolling a spouse or domestic partner 

 

If you are enrolling a spouse, domestic partner or other dependent for the first time, you will need to provide supporting documentation no later than October 14, 2022.  Your online enrollment for the dependent will not be processed without the supporting documentation.  Submit supporting documentation via email to BeneAudit@rivco.org

How to Enroll

During this annual enrollment period you will need to access the self-service enrollment system click “Employee Self Service”. Log in using E + your six-digit employee ID and password. This is the same ID and password you use to access your payroll information. Under “Self Service” you will select “Benefits Enrollment” to access the special enrollment event and make your elections.  Be sure to click “submit” until you receive a confirmation notice from HR. 

To add or change your additional life insurance coverage or update your beneficiary information, use The Standard's Online Portal . For Annual Enrollment all PINs have been reset. Your Username is your six-digit employee ID. Your PIN is the last four digits of your Social Security number and the last two digits of your birth year. 

Got Questions?

Contact your Benefits team – Benefit Specialists are ready to help. E-mail  Benefits@rivco.org or call (951) 955-4981; option 1


Enrollment Workshops

The County of Riverside Benefits Division has partnered with the health carriers to provide virtual workshops via ZOOM. In order to ensure the best possible experience, we have designed our workshops to have a limited number of attendees. Please register using the link provided below to guarantee your spot today. 

Virtual Workshops will be held on: 


Webinar


Frequently Asked Questions (FAQs)

Your new elections will become effective January 1, 2023.

The deductions for January 2023 premiums will begin on Pay Period 25/2022 (pay warrant date December 14, 2022), the Flexible Benefits Credit will be applied toward your medical, dental and vision plan premiums only. Any remaining flexible benefit credits will be forfeited. Except for employees in the Deputy District Attorney Association (DDAA) who will receive remaining credits in the form of taxable cash.

The deadline to submit your enrollment during the annual enrollment period is October 14, 2022.

Unless you’re enrolled in a plan not being continued (i.e. Exclusive Care EPO), if you do not want to make changes to your health benefits, you do not need to do anything now; your current elections will continue for 2023. However, please remember that elections for the Health Care and/or Dependent Care FSA plans are for a single plan year, you must enroll and elect FSA coverage each year if you want to continue participation.

You’ll be automatically enrolled in the PERS Gold PPO plan at your current coverage level.

You will see a change in premium rates for elections you make during the annual enrollment period beginning on Pay Period 25/2022 (pay date 12/14/2022), when January 2023 premiums are deducted from your paycheck.

Monthly premium rates can be found here.

If you are enrolling a spouse, domestic partner or other dependent for the first time, you will need to provide supporting documentation no later than October 14, 2022. Your online enrollment for the dependent will not be processed without the supporting documentation. Submit supporting documentation via email to BeneAudit@rivco.org.

You can use the Find a Medical Plan tool, which is available by logging into your my|CalPERS account at my.calpers.ca.gov. Before you choose a health plan, you should call the health plan’s member services to inquire about physician availability. Either way, you should confirm that the doctor is taking new patients in the plan you select.

To participate in the County’s Medical Waiver option and receive a reduced flexible benefit credit, you must go online and complete your election during Annual Enrollment. You are required to elect “Medical Waiver” (MEDWAV) or “Waive” (Decline Coverage) every plan year when you enroll online. This election does not carry over from year to year.
You must provide the following information during your self-service enrollment about your other group coverage:
 The name of the plan providing coverage (i.e.: Kaiser, Blue Shield) :
 The Plan Group Number:
 The Subscriber’s name – If you are covered as a dependent on another person’s plan, they are the subscriber. :
 The Subscriber’s Social Security Number:
 Upload proof that you are covered by other group medical coverage (for example, your spouse’s medical plan). Note: Coverage under the Covered California exchange is not group coverage and therefore does not meet the requirement for the Medical Waiver option.

Yes. If you request to add a dependent, you will be required to show proof of the dependent(s) eligibility by providing required documents, such as marriage or birth certificates, court approved adoption documentation, and/or personal tax returns.

Yes, after your enrollment has been completed you will receive a confirmation statement late-October to your mailing address in PeopleSoft. If you elect CalPERS medical plan you will also receive a statement from CalPERS confirming your enrollment and providing additional information about your coverage. Please be sure to immediately review the statements and report any errors or concerns to the Benefits Division by calling (951) 955-4981, Option 1 or via e-mail at benefits@rivco.org. We will not have the flexibility to make corrections if you do not report errors early. You may request a correction to elections made during the enrollment period when you receive your confirmation statement, but this period is not an extension of Annual Enrollment and new elections will not be accepted.

You will receive a letter from CalPERS in late-November confirming your medical enrollment for 2023, this is your cue to call your health carrier to have a PCP assigned for your new medical plan election.

Life Insurance elections and updating beneficiaries must be completed online using The Standard’s online portal, Ready Enroll. Paper forms will not be accepted or processed. You’ll be able to increase employee and/or spouse/domestic partner additional life insurance by one or two increments without having to provide Evidence of Insurability (EOI).

No. CalPERS recently installed functionality that lets employees complete self-service health transactions and upload supporting documentation through their myCalPERS account. Use of the new function is at the discretion of the employer. Although this functionality may be feasible for other agencies, the County will not be implementing it at this time. You’ll need to complete your annual enrollment elections through the County’s Employee Self Service portal.


Plan Resources


Important Dates

  • September 19 - October 14, 2022 – Annual Enrollment Period
  • October 14, 2022 - Deadline to Complete your Online Enrollment
  • January 1, 2023 - Effective Date of New Coverage

MOUs

COBRA Resources

Please submit CalPERS COBRA HBD-85 & 2023 COBRA Enrollment Form to:
Attn: COBRA Benefits
PO Box 1569
Riverside, CA 92502-1569